At Kind Lending, we believe that homeownership should be accessible to everyone. That's why we offer tailored DPA Programs designed to give your borrowers the financial support they need to achieve their homeownership goals. Whether they're first-time homebuyers or simply need a little extra boost, our DPA programs provide the flexibility and resources to open doors to new opportunities.

Why Choose Kind Lending’s DPA Programs?

Kind Lending’s DPA options come with a range of benefits that can make all the difference for your clients:

• Minimum FICO Scores: 600 for most scenarios, or 660 for manual underwriting.
• No First-Time Homebuyer Restriction: Borrowers don’t need to be first-time homebuyers to take advantage of these programs.
• Flexible Debt-to-Income Guidelines: No maximum DTI on DU/LPA approval, and 45% for manual underwriting.

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Who Benefits from DPA Programs?

Kind Lending’s DPA Programs are designed to serve a wide range of borrowers, particularly those who need a little extra support to break into homeownership:

• First-time Homebuyers: Those who are stepping into homeownership for the first time often face challenges saving for a down payment or covering closing costs. Our DPA Programs offer the perfect solution.
• Buyers with Limited Savings: Many borrowers struggle with saving enough for a large down payment. Our DPA programs bridge the gap, ensuring they have the necessary funds for both down payment and closing costs.
• Borrowers Seeking Flexible Qualifying Options: With more lenient guidelines, including no max DTI on DU/LPA approvals and a 45% max DTI on manual underwrites, more borrowers can qualify for homeownership than ever before.

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How You Can Help Your Clients

The DPA programs from Kind Lending can be a game-changer for your borrowers, especially those who are ready to take the leap into homeownership but need a little extra support. Whether your clients need help covering their down payment, securing flexible qualifying options, or lowering their monthly payments in the early years, Kind Lending has the tools to help them succeed.

Ready to Get Started?

Start pricing today in Kwikie and expand your pipeline with Kind Lending’s Down Payment Assistance Programs! Reach out to your Kind Lending Account Executive (AE) to learn more about how we can make homeownership accessible to more of your clients.

Open more doors with our DPA options. Together, we can help more borrowers achieve the dream of homeownership.

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