As a broker, offering your clients competitive mortgage rates and flexible terms is essential to building strong relationships and growing your business. One of the most powerful tools you can leverage to unlock better lending opportunities is FNMA Blended FICO®.If you’re looking to offer your clients better deals, faster closings, and more inclusive lending solutions, then Blended FICO® options could be the game-changer you’ve been waiting for.

Why Use FNMA Blended FICO®?

Blended FICO® combines the middle score from all borrowers on the application, making it an ideal solution for clients who might not qualify with a single borrower’s score. It’s a great tool for joint applicants, helping to improve the loan terms by considering the strength of all parties involved.

Key Benefits of FNMA Blended FICO® Options:

• More Inclusive Lending: With Blended FICO®, you can work with a broader range of borrowers—particularly those with mixed credit profiles. By combining multiple credit scores, this option opens up new possibilities for borrowers who may not qualify on their own. It’s an excellent way to help clients access better financing.
• Better Rates & Terms for Your Borrowers: A higher blended score can translate to more competitive rates, which can lead to significant savings for your clients over the life of the loan. Offering Blended FICO® as an option can help your clients get better deals, improving their financial outlook and their satisfaction with your service.
• Faster Closings: It can help speed up the approval process. This means you can offer faster closings, which is critical in today’s fast-paced market. The quicker the deal closes, the happier your clients—and the more successful you’ll be.
• Satisfy More Borrowers: Offering Blended FICO® can increase borrower satisfaction by providing them with access to better rates and terms, even if their individual credit scores aren't ideal. Happy clients are more likely to return for future loans and refer others to you, creating long-term business growth.

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How to Get Started

• Contact Your Kind Lending Account Executive: Not sure how to price or apply Blended FICO®? Your Kind Lending AE is available to guide you through the process and help you get the most out of this option.
• Price in Kwikie: Log into Kwikie for quick access to pricing on FNMA Blended FICO® options. It’s a simple way to explore loan scenarios and find the best fit for your clients.

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Not Yet Partnered with Kind Lending?

Now’s the time to join us. Partnering with Kind Lending means gaining access to a range of innovative products like Blended FICO® to help you offer the best solutions to your clients. Get approved today and start unlocking new lending opportunities!

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