Date:
5.23.2024

Short-Term Rentals: How Kind Lending's Non-QM DSCR Can Help You Supercharge Your Business

Aliya Sumar, PR and Event Specialist
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The short-term rental market is booming, and savvy real estate brokers are capitalizing on this trend. But what about those potential investor clients whose income streams don't fit the traditional mold? Kind Lending's Non-QM DSCR: Short Term Rental program is here to bridge the gap and unlock a wave of new business opportunities for you.

Qualify More Borrowers, Grow Your Business

Many short-term rental investors, like those utilizing Airbnb and VRBO, rely on income that traditional lenders often overlook. Kind Lending's innovative Non-QM DSCR program solves that problem. We focus on a property's Debt Service Coverage Ratio (DSCR) to qualify borrowers, allowing you to help clients secure financing even if their income comes from short-term rentals instead of a traditional paycheck.

Kind Lending's Non-QM DSCR: Short Term Rental – Key Highlights

  • Competitive Rates & Flexible Terms: We offer competitive rates and flexible terms tailored to the specific needs of short-term rental investors.
  • Streamlined Process for Faster Closings: Our streamlined application process ensures a smooth and efficient experience for you and your clients, leading to faster loan closings.
  • Empower More Borrowers, Grow Your Business: By offering financing options to short-term rental investors, you can expand your client base and significantly grow your business.

Program Details:

  • Maximum loan amount: $3,500,000
  • Loan-to-Value (LTV) ratio: Up to 80% for purchase and rate & term refinance
  • Minimum FICO score: 620
  • No limit on financed properties

Kind Lending: Your Perfect Partner for Non-QM Success

At Kind Lending, we understand the unique challenges and opportunities of the short-term rental market. Our Non-QM DSCR program is designed to empower you to serve your clients effectively and achieve exceptional results.

Ready to Partner with Kind Lending?

We'd still love to hear from you! Reach out to Delfino Aguilar, our Chief of Production - TPO, at daguilar@kindlending.com to discuss how Kind Lending's Non-QM DSCR program can benefit your clients.

Don't miss out on this exciting opportunity! Partner with Kind Lending and become a leader in the thriving short-term rental market.