When your clients want more, Kind Lending's DSCR Max provides the flexible, high-performance financing they need to achieve their investment goals. Designed for today’s real estate investors, DSCR Max is a powerful tool that allows brokers to offer tailored loan solutions with terms that cater to their clients' unique needs. Whether your clients are purchasing new properties or refinancing existing ones, DSCR Max ensures they get the competitive edge they deserve.

What Makes DSCR Max a Game-Changer for Investors?

One of the most significant benefits of DSCR Max is its ability to provide high loan amounts and flexible lending criteria, helping investors access the financing they need quickly and efficiently. The program offers up to 80% Loan-to-Value (LTV) for purchases and 75% LTV on cash-out refinances, giving investors the opportunity to maximize their purchasing power without needing to come up with large down payments.

DSCR Max is also designed to be accessible to more borrowers. With a minimum FICO score of 640, it opens the door to investors who may have experienced credit challenges in the past but still demonstrate the ability to succeed in real estate. Additionally, the program does not require a Debt-to-Income (DTI) ratio, which simplifies the qualification process and makes it easier for investors to secure financing based on the property’s cash flow rather than their personal income.

For investors interested in more unique properties, DSCR Max also allows for up to 20 acres of rural land, making it an ideal choice for those looking to invest in agricultural properties, larger rural homes, or land outside of urban areas. This flexibility expands your clients’ options beyond what traditional financing can offer.

Streamlined, Fast Closings with DSCR Max

Another standout feature of the DSCR Max program is the simplicity and speed of the loan process. For loans up to $2 million, only one appraisal is required, which helps keep costs down and accelerates the approval process. This makes DSCR Max perfect for high-value, fast-paced investment deals where time is of the essence. Investors can close more quickly, ensuring they don’t miss out on lucrative opportunities in a competitive market.

Moreover, the no prepayment penalty feature gives investors the freedom to pay off their loans early without incurring additional fees, offering them even more flexibility in managing their cash flow and investment strategy.

Get Started with DSCR Max Today

If you're ready to offer DSCR Max to your clients, you can start by logging into Kwikie to check real-time pricing and lock in competitive rates. If you need further details or have specific questions, your Kind Lending Account Executive is available to guide you through the process and ensure you're offering the best solutions for your clients’ needs.

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