As a broker, you're constantly on the lookout for innovative mortgage solutions to meet the diverse needs of your clients? One of the most common struggles today’s homebuyer encounters is insufficient funds (lack of down payment). Without the right program, you may find yourself limited in your ability to help them achieve their homeownership dreams.

Enter Kind Lending's National Down Payment Assistance (DPA)program. This innovative program is designed to bridge the gap for those with limited funds. By providing down payment assistance of between 3.5% and 5%, we’re making homeownership more accessible than ever before.

Advantages of Kind Lending National DPA

• Credit scores as low as 600
• Down payment assistance up to 5% of the sales price or appraised value, whichever is less
• Available in 48 states*
• SFRs, townhomes, condos, and manufactured homes accepted
• No Area Median Income (AMI) limits
• Standard and high balance loan amounts
• 2-1 Buydown option available
• Non-occupant co-borrowers allowed
• No first-time homebuyer requirements

Additional Benefits

• Expand Your Client Base: With relaxed underwriting guidelines, including credit scores as low as 600, you can help a wider range of clients qualify for a mortgage.
• Increase Referrals: Satisfied clients are more likely to refer their friends and family to you. By offering this valuable program, you'll be positioning yourself as a trusted advisor in the community.
• Direct Communication: Not only will your Kind Account Executive (AE) ensure a smooth process, but you will also have direct access to the underwriter on your file! Less barriers means faster turn times (Fewer barriers lead to faster closing times)!

Elevate Your Business with Kind Lending

Ready to give your clients the edge they need to secure the best financing options? Partner with Kind Lending and access our extensive library of innovative mortgage programs, including our National Down Payment Assistance Program.

Your success is our priority, and we are here to help you thrive in any market. Contact your Kind Account Executive to receive a personalized overview of our new program and how to effectively market it.

Not yet partnered with Kind? Get approved today!

*Program not eligible in MA and NY. Mortgage insurance maybe required on loans greater than 80% LTV and will increase your monthly payment.

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