The holidays are approaching, and many borrowers are looking for ways to access cash without giving up their existing low mortgage rates. Kind Lending’s Standalone HELOC offers the perfect solution, providing quick access to funds for your clients while allowing them to keep their great rate. Whether it's for holiday expenses, home improvements, or other financial goals, our Standalone HELOC offers the flexibility your borrowers need, with a fast and easy process.

Key Features of Kind Lending’s Standalone HELOC

Kind Lending Standalone HELOC provides a flexible line of credit based on the equity your clients have built in their homes. Borrowers can access funds quickly, whether they are looking to pay down debt, make large purchases, or simply have more liquidity. Thanks to Kwikie, you can easily price and lock in these loans in real-time, giving you the tools to respond quickly and accurately to your clients’ needs.

The application process is simple, and the approval timeline is fast—helping your clients get cash in hand before the holidays.

• Loan Amounts Up to $350,000: Borrowers can access significant credit with loan amounts up to $350,000, making it an excellent option for covering large expenses or consolidating high-interest debt.
• DTI Up to 50%: With a DTI ratio up to 50%, more borrowers can qualify for the Standalone HELOC, even those with other financial obligations. This flexibility ensures that your clients have access to financing when they need it most.
• Minimum FICO of 640: With a minimum FICO score of 640, the Standalone HELOC is accessible to a broader range of borrowers, including those with less-than-perfect credit. This lowers the barrier to entry and allows you to serve more clients.
• Primary or Second Home: The Standalone HELOC is available for both primary and second homes, making it versatile for borrowers with different types of properties, whether for investment, vacation, or primary residence.

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Get Started Today

To take advantage of the Standalone HELOC from Kind Lending, head to Kwikie to price and lock in real-time rates. Your Kind Lending Account Executive is available to answer any questions and help guide you through the process.

Lock In These Low Rates Today!

Contact your Kind AE today for more details!

If you're not yet partnered with Kind Lending, now is the time to get approved. With flexible products like the Standalone HELOC and other innovative mortgage solutions, you can expand your offerings and provide your clients with the financing they need. Get approved today and start closing more deals with Kind Lending.

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