Owning a Home in California Just Got Easier: Kind Lending is expanding our CalHFA Programs!
Hey California homebuyers! Looking to own a home but struggling with affordability? Kind Lending is excited to announce the availability of new California Housing Finance Agency (CalHFA) programs designed specifically to help more Californians become homeowners.
These programs offer exceptional benefits to help make your goal of homeownership a reality:
CalPLUS Access and MyAccess – Perfect for First-Time Buyers
- Down Payment Assistance: Get crucial financial help for your down payment and closing costs, making homeownership significantly easier to achieve.
- Affordable Fixed Rates: Enjoy the predictability and peace of mind that comes with fixed-rate mortgage options.
- Low Credit Score Requirements: Qualify with a credit score as low as 640.
CalHFA Conventional – Great for Repeat Homebuyers
- Flexible Eligibility: Available to both first-time and repeat buyers, making it easier for you to return to homeownership.
- Low Down Payments: Down payments as low as 3%.
- Multiple Property Options: Eligible for condos, single-family homes, and manufactured homes.
CalHFA FHA – Stability and Confidence
- Built-in Financial Support: Receive assistance with down payments and closing costs.
- Low Down Payment: As little as 3.5% down.
- Clear Guidelines: Structured requirements designed to simplify the homebuying process.
Why Choose Kind Lending?
At Kind Lending, we understand that purchasing a home can feel overwhelming. That's why our dedicated loan officers are here to provide personalized support every step of the way. We’ll help you:
- Identify Your Best Option: Find out which CalHFA programs you qualify for based on your financial situation.
- Simplify the Process: Handle paperwork with ease and clearly explain every step.
- Tailor Your Loan: Choose loan options that perfectly fit your unique needs.
Ready to make the move from renting to owning your own home?
Don’t miss this opportunity—reach out to a Kind Lending loan officer today to learn more about CalHFA programs and how we can help you achieve your California homeownership dreams!
