Buckle up, Nevada home hunters! We’re helping you navigate the path to homeownership with confidence.

The Home at Last™ program is now available at Kind Lending

Get ready to say “Yes” to homeownership with the support you deserve! Forget the stress and overwhelm of navigating the homebuying process alone. Kind Lending is here to make it easier, more accessible, and downright exciting for homebuyers in Nevada! Check out the Home at Last™ program, now available at Kind Lending!

Here’s why you’ll love this program:

• Down Payment Assistance: Alleviate the initial financial burden with our down payment assistance options  

• No First-Time Homebuyer Requirement: Eligibility extends beyond first-time buyers, accommodating a broader range of individuals and families  

• Expanded Income Eligibility: Benefit from income maximums that are designed to be inclusive of diverse financial situations within Nevada

Program highlights:

• Maximum income: $165,000

• Conventional Loans: For borrowers with income at or below 80% of the Area Median Income (AMI), income limits are determined by the county  

• USDA RD Guaranteed Loans: All income meeting USDA guidelines will qualify for the Home at Last™ program  

• Maximum Debt to Income (DTI): 50%  

• Limits vary based on loan type and credit score.  

• Minimum credit score: 640  

• Manufactured Homes: Minimum credit score of 680 required

• No need to be a first-time homebuyer to benefit from this program

• Home must be occupied as a primary residence within 60 days of closing  

• Homebuyer education is required  

We’re more than just lenders, we’re your partners!

At Kind Lending, we’re committed to providing comprehensive support and expert guidance. We understand that purchasing a home is a significant financial decision, and we aim to facilitate a smooth and informed process. We offer a variety of loan options, including FHA, USDA, and Conventional loans. Our team will work diligently to assess your individual circumstances and identify the optimal financing solution.

Explore your options with a Kind Ambassador today!

^{All down payment assistance (DPA) grants/programs are subject to restrictions and specific loan guidelines. Terms and Conditions Apply.}

^{Kind Lending, LLC is an FHA Approved Lending Institution. FHA charges a one-time upfront mortgage insurance premium which can be financed as part of the loan}

^{Kind Lending, LLC is not affiliated with any government agency. USDA charges a one-time upfront Guarantee Fee which can be financed as part of the loan and an annual fee for mortgage insurance. Property must qualify for USDA program.}

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